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Financial Options Available for You or Your Business

More than 50 percent of small enterprises fail in the very first year, and more than 95 percent of small startups fail within the first five years (Convergehub, 2019). It’s true. And oftentimes, many, not all, of these businesses could still be open if they had a little support. Well, there are dozens of small business grants, loans, and credit cards or lines of credit available throughout the year. And yes, self-employed, sole proprietorships, and independent contractors, may also qualify for some of these solutions. So hopefully, you and your business can also benefit from these small business and self-employed financial options when you need help.

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Credit Building Journey Starts Here

Build Your Personal Credit

Review and Monitor

The first step you should take to building your credit is to check your credit report.

Open a Credit Card

After you review your credit report, its time to open the right credit card.

Pay On Time

If possible, pay in full every month. Worse case scenario, you pay the monthly minimum.

Budgeting

Make sure to budget your money and save up money for an emergency fund.

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