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Financial Options Available for You and Your Business
More than 50 percent of small enterprises fail in the very first year, and more than 95 percent of small startups fail within the first five years (Convergehub, 2019). It’s true. And oftentimes, many, not all, of these businesses could still be open if they had a little support. Well, there are dozens of small business grants, loans, and credit cards or lines of credit available throughout the year. And yes, self-employed, sole proprietorships, and independent contractors, may also qualify for some of these solutions. So hopefully, you and your business can also benefit from these small business and self-employed financial options when you need help.
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Review and Monitor
The first step you should take to building your credit is to check your credit report.
Open a Credit Card
After you review your credit report, its time to open the right credit card.
Pay On Time
If possible, pay in full every month. Worse case scenario, you pay the monthly minimum.
Budgeting
Make sure to budget your money and save up money for an emergency fund.
