Chase Freedom Flex Credit Card

The Chase Freedom Flex credit card is among our favorites for earning cash-back reward points on daily purchases.

Annual Fee


Cash Back

5%, 3%, and 1% Cash Back on Purchases

Purchase Rate

0% intro APR for 15 months from account opening. After the intro period, a variable APR of 17.99%–26.74%


Get Chase Freedom Card

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Deeper Dive into the Chase Freedom Flex Credit Card


$200 bonus plus 5% grocery store offer – up to $800 total cash back

Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening. Earn 5% cash back on grocery store purchases (excluding Target® and Walmart®) on up to $12,000 spent in the first year (that’s $600 cash back!).

This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.

Earn 5% cash back in quarterly bonus categories

Earn 5% cash back on different categories like gas stations, grocery stores (excluding Target® and Walmart®) and select online merchants on up to $1,500 in total combined purchases each quarter you activate.

Additional ways to earn cash back

Earn 5% on travel purchased through Chase Ultimate Rewards.

Earn 3% on dining at restaurants, including takeout and eligible delivery services.

Earn 3% on drugstore purchases.

Earn 1% on all other purchases.

Additional information

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